Dental Loss Ratio: I Told You So. Now We Have the Numbers.
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Show Notes
I told you so.
I've said for years that Dental Loss Ratio laws were not going to solve the fundamental problem dentists have with dental insurance.
They're not going to magically increase your contracted reimbursement.
They're not going to stop downcoding.
They're not going to stop bundling.
They're not going to stop insurers from denying legitimate claims.
They're not going to eliminate non-covered-service restrictions.
They're not going to fix lousy fee schedules.
They're not going to stop insurers from manipulating plan design.
And they're certainly not going to make your hygienist, assistant, supplies, lab bill, rent, equipment, or payroll cheaper.
DLR regulates how an insurance company accounts for and ultimately uses premium dollars.
That's not the same thing as fixing dentistry.
And now Massachusetts is giving us a real-world example.
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